LIFE, LIBERTY AND THE PURSUIT OF HAPPINESS--these are goals that are instilled in the hearts of each and every one of us. What can get in the way of these? DEBT. Debts and all that comes with them not only plague our finances but they plague all areas of our well being. Debt is like […]
RETENCION DE SU ABOGADO El asunto de honorarios es probablemente uno de los mas importantes cuando usted decide contratar a un abogado. Si no puede pagar por los servicio, no importa la calidad de representacion legal. Los servicios legales pueden ser costosos, y si ya se encuentra en un a situación difícil, puede ser imposible […]
LA VIDA, LA LIBERTAD Y LA BUSQUEDA DE LA FELICIDAD--estos son ideales que todos nosotros tenemos cerca a nuestra corazón. A veces las DEUDAS pueden impedir que logremos llegar a dichos ideales. Las deudas no solamente plagan nuestras finanzas pero también plagan todos los aspectos de nuestra vida, quitándonos la tranquilidad. La deuda es como […]
To greet each client with a smile and the warmth that comes from a caring family law firm. To meet each client at their lowest point in an effort to build them up. To treat each client like we would like to be treated in both professionalism and service. We promise to be patient and […]
How many attorneys do you know that will sit with you during your initial consultation and by the end of it have your case filed with the bankruptcy court? I personally do not know many, if any. At Barrios & Machado, we are experts in working under high pressure and time constraints. In order to […]
One of debtors' fears when filing for bankruptcy is the fact that they must attend a hearing (sometimes in a courthouse, other times in an office building), but most find that the actual appearance at this hearing is the most "pleasant, pain-free experience" experience of all (except for sometimes finding parking). When you file for […]
Remember, if you will, a time when credit was issued by local vendors for the purchase of grains and meats or extended on the promise that crop and flock would suffice as adequate consideration. Most of you are saying when has that ever happened? Long before many of you were born. Long before I was […]
It must be stated before starting that proving fraud in a court of law is a difficult proposition (notwithstanding the obvious) because the court must enter the heart and mind of the accused and determine what intent they held at the time of the act. That said, let's define fraud: FRAUD: The intentional misrepresentation of a material fact, relied upon by […]
Not necessarily. In fact, most lenders (including credit card companies) view post-bankruptcy applicants as low risks for the following reasons: 1) Once a debtor files for Chapter 7 relief and receives a discharge, they cannot successfully file again for another 8 years. Meaning: new creditors will know that a debtor cannot push the "eject" button […]
The better question to ask for most people with debt is: does it make a true difference what the actual credit score is? In other words, when individuals have lots of debt, having a good credit rating will not necessarily allow them access to new credit. And even if it did, what good is it […]
